We’ve all been there, writing the monthly subsidy for insurance car or home, thinking about yourself, why do I have to pay money to a company with the promise that they will pay when I need it.
2. What is insurance
In other words, “Safe” is the expected payoff of a small amount of money (premium) to prevent further unexpected expense (“loss of the left”). This changes the risk that the insurance company for payment. We all know people that are sue-happy. Liability insurance is the protection given to you by the insurance company, which tells you to pay the amount that is legally obligated to pay.
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